Mortgage Resources

Featured Tools

Loan Info

Company Info

Other Services

Matt Heaton


Matt Heaton
Regional Manager
Mortgage Loan Specialist NMLS #269069
Office Phone: 521-231-8840
Cell Phone: 254-319-1033
Alternate Phone: 512-970-7601
Fax: 512-231-8850
Email: matth@fsbcentex.com
Alternate Email: matt.heaton@suddenlink.net

Matt Heaton is a Graduate of Southwest Texas University (now TX State) and has been an active in the Central Texas mortgage community since 1997.  As a Native Texan, Matt has witnessed the growth and expansion of our local real estate markets and has experienced the ever changing cycles of mortgage loan origination in our Central Texas economy.  As a happily married father of two beautiful children, he understands the needs of families and individuals looking to live the dream of home ownership, invest our in great real estate economy, or create a more manageable debt-structure.  As a Texas Licensed Mortgage Broker (#47798), you can place your trust in him when looking for the right person to handle your next mortgage transaction. 

Matt specializes in the following Mortgage Loan Products:

If you have a question about any of the loan products above or any mortgage related topic, give Matt a call at (254) 319-1033. 

And the next time you you are looking to buy, sell, build, refinance or cash-out on a piece of Texas real estate, call Matt FIRST at (254) 319-1033.  Or send an email to matth@firststatehomeloan.com .

We appreciate Your Business!!!

Matt & First State Bank Central Texas are active Members of the Harker Heights & Killeen Chamber of Commerce, The Better Business Bureau (2003), Central Texas Homebuilders Association, and the Temple Area Homebuilders Association.  Matt is also involved and belongs to other charitable organizations including the United States Marine Corps Reserve's Toys for Tots Program, The University of Texas Longhorn Foundation, the Elks Lodge in Temple, Texas and Ducks Unlimited.